When you pay the credit card bill, you would record a decrease in the cash asset account on the balance sheet and a decrease in the "accounts payable" account on the balance sheet.

当你支付信用卡账单，你将在资产负债表上现金资产帐户记录一笔减少，同时在“应付账款”账户上减少同样大小的数额。

youdao

However, this is primarily an accounting story rather than an asset quality story, as changes in regulatory rules forced the bank to write down credit-card assets.

然而，这主要是一个会计问题，而不是资产质量问题，由于监管规则迫使银行记录信用卡资产。

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Most asset-backed securities are secured by income generated from mortgages, credit card loans and auto loans.

大多数资产担保证券，都是通过抵押贷款、信用卡贷款和汽车贷款产生的收入获利的。

youdao

And confidence in credit-card asset-backed securities is pretty firm despite paralysis in other corners of structured finance.

ECONOMIST: Consumer credit

The plan for the Asian assets would involve Alibaba creating a subsidiary into which it would put several billion dollars of cash, plus an operating asset that Yahoo wants to buy using additional cash from Alibaba, almost like giving Yahoo a prepaid card for an asset of its choice, the people said.

WSJ: Yahoo Weighs Plan to Cut Alibaba Stake

"The lease residual-value risk in general remains Ford Motor Credit's biggest asset-quality wild card, " says Glenn Reynolds of the credit analysis firm CreditSights.

FORBES: Residual Risk